At Koperasi Bandaraya Maju Berhad (KBMB), we offer tailored business financing solutions to help businesses expand, sustain operations, and increase profitability. Whether you are a start-up, SME, or large enterprise, our financing options provide affordable capital with flexible repayment terms.
For businesses needing funds to cover day-to-day operations, including payroll, inventory, and expenses.
💰 Financing Amount: RM10,000 – RM500,000
💰 Purpose: Cash flow management, short-term operational expenses
💰 Eligibility: SMEs, established businesses, and cooperatives
Supporting businesses in acquiring machinery, vehicles, and office equipment for operations.
🏭 Financing Amount: RM20,000 – RM1,000,000
🏭 Purpose: Machinery, vehicles, office & IT equipment
🏭 Eligibility: SMEs, manufacturers, logistics & service-based businesses
Helping businesses grow through store openings, new product lines, and increased production.
📈 Financing Amount: RM50,000 – RM2,000,000
📈 Purpose: Expansion, renovation, new business development
📈 Eligibility: SMEs with a minimum of 2 years in operation
Providing funds to businesses that have secured contracts with government agencies, corporations, or GLCs.
📜 Financing Amount: RM50,000 – RM5,000,000
📜 Purpose: Pre-financing for contract execution, materials procurement, labor costs
📜 Eligibility: Businesses with confirmed government or corporate contracts
Enabling businesses involved in import-export, wholesale, and supply chain operations.
🚢 Financing Amount: RM100,000 – RM5,000,000
🚢 Purpose: Letter of Credit, purchase order financing, supplier payments
🚢 Eligibility: Trading businesses and manufacturers
✔️ Malaysian-owned business (51% or more local ownership)
✔️ Registered with SSM (Companies Commission of Malaysia)
✔️ Minimum 1 year of business operation (start-ups considered on a case-by-case basis)
✔️ Good financial standing and repayment capability
✔️ For contract/project financing: Valid contract with a government agency or corporate client
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