At Koperasi Bandaraya Maju Berhad (KBMB), we provide affordable and accessible financing solutions to support individuals, entrepreneurs, and small businesses. Our Microcredit Services are designed to empower financial growth by offering low-interest loans with flexible repayment options.
Supporting entrepreneurs and SMEs with working capital and business expansion funds.
💼 Loan Amount: RM3,000 – RM50,000
💼 Purpose: Inventory purchase, equipment financing, working capital
💼 Eligibility: Malaysian SMEs & micro-entrepreneurs
Short-term financing for individual needs, including education, medical expenses, and emergencies.
👤 Loan Amount: RM1,000 – RM10,000
👤 Purpose: Education fees, healthcare, home improvements
👤 Eligibility: Salaried employees, cooperative members
Financing for farmers, agropreneurs, and cooperatives engaged in agriculture and livestock.
🌱 Loan Amount: RM5,000 – RM100,000
🌱 Purpose: Equipment, livestock, fertilizers, farm expansion
🌱 Eligibility: Farmers, agro-based businesses, cooperatives
Special financing for women entrepreneurs and young business owners to encourage economic participation.
👩💼 Loan Amount: RM2,000 – RM30,000
👩💼 Purpose: Start-up capital, business growth, training programs
👩💼 Eligibility: Women-led businesses, young entrepreneurs
✔️ Malaysian citizen aged 21 – 65 years
✔️ Minimum monthly income of RM1,500 (for personal loans)
✔️ Business registered with SSM (for business financing)
✔️ Good credit standing (no major financial blacklist records)
✔️ Stable employment or proven business operations
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