We specialize in strategic asset management to ensure sustainable growth and financial security for our members and stakeholders.
At Koperasi Bandaraya Maju Berhad (KBMB), we specialize in strategic asset management to ensure sustainable growth and financial security for our members and stakeholders.
Our approach focuses on optimizing asset performance, risk management, and long-term value creation.
We manage and develop properties to generate income, increase asset value, and support community growth. Our real estate strategies include:
✅ Land Acquisition & Development – Identifying and enhancing high-value properties.
✅ Property Leasing & Rental Management – Generating sustainable income streams.
✅ Strategic Investments – Partnering with developers for high-impact projects.
KBMB invests in high-potential businesses and industries to maximize returns. Our focus includes:
✅ Agricultural & Agro-Based Assets – Managing farms and processing facilities.
✅ Commercial & SME Investments – Supporting profitable ventures and cooperatives.
✅ Equipment & Machinery Management – Ensuring optimal utilization of cooperative assets.
We oversee diverse investment portfolios to strengthen KBMB’s financial position:
✅ Equity & Fixed-Income Investments – Managing cooperative funds for steady returns.
✅ Risk Assessment & Compliance – Ensuring secure and ethical investment decisions.
✅ Capital Growth Strategies – Expanding financial assets for long-term stability.
At Koperasi Bandaraya Maju Berhad (KBMB), we believe that knowledge and skills are the foundation of success.
Our Training & Development programs are designed to empower individuals, businesses, and cooperative members with industry-relevant knowledge, technical expertise, and leadership skills to drive personal and economic growth.
Designed for aspiring entrepreneurs and SME owners to enhance business acumen and financial literacy.
✅ Business Planning & Strategy – Learn how to develop a profitable business model.
✅ Financial Management & Cooperative Accounting – Gain financial literacy for sustainable business growth.
✅ Digital Marketing & Branding – Leverage online platforms for business success.
We offer specialized training in modern farming techniques and agro-business management.
✅ Sustainable Poultry & Livestock Farming – Best practices for profitable farming.
✅ Smart Agriculture & Technology Integration – Using innovation to increase efficiency.
✅ Supply Chain & Market Access – Connecting farmers with buyers for higher profits.
We equip individuals with high-demand skills to improve employability and career advancement.
✅ Technical & Vocational Skills – Hands-on training in various industries.
✅ Leadership & Management Development – Cultivating future leaders.
✅ Compliance & Regulatory Training – Understanding legal frameworks for businesses.
Tailored for cooperative members and leaders to enhance governance, transparency, and management.
✅ Cooperative Leadership & Policy Development – Strengthening governance for sustainability.
✅ Ethical & Transparent Management – Ensuring accountability in cooperative operations.
✅ Member Engagement & Community Development – Strengthening cooperative impact.
At Koperasi Bandaraya Maju Berhad (KBMB), we recognize that strategic partnerships are the key to expanding opportunities, enhancing innovation, and driving sustainable economic growth.
We collaborate with government agencies, private enterprises, financial institutions, and industry leaders to create impactful solutions that benefit our members and the broader community.
We form strategic alliances with businesses and corporations to develop new market opportunities and revenue streams.
✅ Joint Ventures & Investments – Co-developing business initiatives for long-term success.
✅ Supply Chain & Distribution Partnerships – Strengthening access to markets and resources.
✅ SME & Cooperative Support – Partnering with financial institutions to provide funding and advisory services.
We work closely with government agencies, NGOs, and regulatory bodies to promote socio-economic development.
✅ National Development Programs – Supporting Malaysia’s economic and social growth initiatives.
✅ Public-Private Partnerships (PPP) – Engaging in cooperative-driven projects to enhance public services.
✅ Policy & Advocacy – Collaborating on regulations that promote cooperative success.
We partner with tech companies and research institutions to bring cutting-edge solutions to our members.
✅ Digital Transformation Initiatives – Implementing modern technology to improve cooperative efficiency.
✅ Agri-Tech & Smart Farming Solutions – Enhancing productivity in the agriculture sector.
✅ Financial Technology (FinTech) Collaborations – Creating seamless financial solutions for cooperative members.
We engage in collaborations that empower communities and promote inclusive growth.
✅ Education & Workforce Development – Partnering with universities and training centers to upskill members.
✅ Sustainability & Environmental Initiatives – Working with green-tech companies to promote eco-friendly practices.
✅ Corporate Social Responsibility (CSR) Projects – Partnering with companies to drive social impact initiatives.
At Koperasi Bandaraya Maju Berhad (KBMB), we offer tailored business financing solutions to help businesses expand, sustain operations, and increase profitability. Whether you are a start-up, SME, or large enterprise, our financing options provide affordable capital with flexible repayment terms.
For businesses needing funds to cover day-to-day operations, including payroll, inventory, and expenses.
💰 Financing Amount: RM10,000 – RM500,000
💰 Purpose: Cash flow management, short-term operational expenses
💰 Eligibility: SMEs, established businesses, and cooperatives
Supporting businesses in acquiring machinery, vehicles, and office equipment for operations.
🏭 Financing Amount: RM20,000 – RM1,000,000
🏭 Purpose: Machinery, vehicles, office & IT equipment
🏭 Eligibility: SMEs, manufacturers, logistics & service-based businesses
Helping businesses grow through store openings, new product lines, and increased production.
📈 Financing Amount: RM50,000 – RM2,000,000
📈 Purpose: Expansion, renovation, new business development
📈 Eligibility: SMEs with a minimum of 2 years in operation
Providing funds to businesses that have secured contracts with government agencies, corporations, or GLCs.
📜 Financing Amount: RM50,000 – RM5,000,000
📜 Purpose: Pre-financing for contract execution, materials procurement, labor costs
📜 Eligibility: Businesses with confirmed government or corporate contracts
Enabling businesses involved in import-export, wholesale, and supply chain operations.
🚢 Financing Amount: RM100,000 – RM5,000,000
🚢 Purpose: Letter of Credit, purchase order financing, supplier payments
🚢 Eligibility: Trading businesses and manufacturers
✔️ Malaysian-owned business (51% or more local ownership)
✔️ Registered with SSM (Companies Commission of Malaysia)
✔️ Minimum 1 year of business operation (start-ups considered on a case-by-case basis)
✔️ Good financial standing and repayment capability
✔️ For contract/project financing: Valid contract with a government agency or corporate client
Koperasi Bandaraya Maju Berhad (KBMB) offers comprehensive home furnishing and renovation solutions to enhance the comfort, functionality, and aesthetic appeal of your living space. Whether you're moving into a new home, upgrading your interiors, or renovating for better efficiency, we provide affordable, high-quality, and customized solutions tailored to your needs.
🔹 Full-Scale Home Renovation – Transforming your space for a modern, refreshed look
🔹 Kitchen & Bathroom Upgrades – Enhancing functionality and aesthetics
🔹 Room Extensions & Space Optimization – Expanding your home to maximize usability
🔹 Eco-Friendly & Smart Home Integration – Sustainable and technology-driven enhancements
🔹 Custom Interior Design Solutions – Bringing your vision to life
🔹 Furniture & Décor Selection – Modern, classic, or minimalist styles
🔹 Lighting, Flooring & Wall Treatments – Elevating the ambiance of your home
🔹 Plumbing & Electrical Works – Ensuring safety and efficiency
🔹 Roofing & Waterproofing – Protecting your home from leaks and damage
🔹 Painting & Repainting Services – Refreshing walls with high-quality finishes
🔹 Exclusive financing options for renovations
🔹 Special discounts on home furnishing & upgrades
🔹 Flexible installment plans
Koperasi Bandaraya Maju Berhad (KBMB) actively engages in real estate investment to generate long-term wealth for its members and strengthen financial sustainability. By leveraging strategic property acquisitions and developments, KBMB ensures steady capital appreciation, rental income, and value-driven property portfolios.
📍 End-Bloc Acquisitions – Purchasing entire buildings for better asset control
🏢 Commercial & Residential Investments – Diversified portfolio for sustainable growth
📈 Rental & Lease Management – Generating stable passive income
🏗️ Development Projects – Creating high-value properties for sale or long-term lease
✔️ Affordable & high-value housing projects
✔️ Long-term rental and resale potential
✔️ Strategic locations for property appreciation
✔️ Investment in retail spaces, corporate offices, and mixed-use buildings
✔️ Leasing to established businesses & institutions
✔️ Warehousing, manufacturing hubs & logistics centers
✔️ High-demand sectors ensuring long-term tenant stability
✔️ Strategic land acquisitions for future developments
✔️ Collaboration with property developers for high-value projects
At Koperasi Bandaraya Maju Berhad (KBMB), we are committed to providing affordable, high-quality housing solutions for Malaysians.
Our Affordable Housing Project is designed to help first-time homebuyers, low- to middle-income families, and cooperative members own a home without financial burden.
We offer a range of affordable residential units to suit different family sizes and needs:
🏠 Apartment Units – Compact and practical for urban living.
🏠 Terrace Houses – Ideal for growing families.
🏠 Townhouses – A balance of affordability and spacious living.
🏠 Affordable Landed Homes – Designed for long-term homeownership.
✔️ Malaysian citizen aged 21 and above
✔️ First-time homebuyer priority
✔️ Household income within the affordable housing threshold (based on state policies)
✔️ Preference for KBMB cooperative members
✔️ No ownership of other properties (case-by-case basis for second property buyers)
🏦 Cooperative Home Financing – Special home loan packages for KBMB members.
🏦 Government Housing Schemes – Access to PR1MA, Rumah Selangorku, and other state initiatives.
🏦 Rent-to-Own (RTO) Program – Flexible option for those who need time to secure full financing.
🏦 Zero Down Payment Options – For eligible applicants under cooperative housing schemes.
At Koperasi Bandaraya Maju Berhad (KBMB), we provide affordable and accessible financing solutions to support individuals, entrepreneurs, and small businesses. Our Microcredit Services are designed to empower financial growth by offering low-interest loans with flexible repayment options.
Supporting entrepreneurs and SMEs with working capital and business expansion funds.
💼 Loan Amount: RM3,000 – RM50,000
💼 Purpose: Inventory purchase, equipment financing, working capital
💼 Eligibility: Malaysian SMEs & micro-entrepreneurs
Short-term financing for individual needs, including education, medical expenses, and emergencies.
👤 Loan Amount: RM1,000 – RM10,000
👤 Purpose: Education fees, healthcare, home improvements
👤 Eligibility: Salaried employees, cooperative members
Financing for farmers, agropreneurs, and cooperatives engaged in agriculture and livestock.
🌱 Loan Amount: RM5,000 – RM100,000
🌱 Purpose: Equipment, livestock, fertilizers, farm expansion
🌱 Eligibility: Farmers, agro-based businesses, cooperatives
Special financing for women entrepreneurs and young business owners to encourage economic participation.
👩💼 Loan Amount: RM2,000 – RM30,000
👩💼 Purpose: Start-up capital, business growth, training programs
👩💼 Eligibility: Women-led businesses, young entrepreneurs
✔️ Malaysian citizen aged 21 – 65 years
✔️ Minimum monthly income of RM1,500 (for personal loans)
✔️ Business registered with SSM (for business financing)
✔️ Good credit standing (no major financial blacklist records)
✔️ Stable employment or proven business operations
At Koperasi Bandaraya Maju Berhad (KBMB), we offer tailored business financing solutions to help businesses expand, sustain operations, and increase profitability. Whether you are a start-up, SME, or large enterprise, our financing options provide affordable capital with flexible repayment terms.
For businesses needing funds to cover day-to-day operations, including payroll, inventory, and expenses.
💰 Financing Amount: RM10,000 – RM500,000
💰 Purpose: Cash flow management, short-term operational expenses
💰 Eligibility: SMEs, established businesses, and cooperatives
Supporting businesses in acquiring machinery, vehicles, and office equipment for operations.
🏭 Financing Amount: RM20,000 – RM1,000,000
🏭 Purpose: Machinery, vehicles, office & IT equipment
🏭 Eligibility: SMEs, manufacturers, logistics & service-based businesses
Helping businesses grow through store openings, new product lines, and increased production.
📈 Financing Amount: RM50,000 – RM2,000,000
📈 Purpose: Expansion, renovation, new business development
📈 Eligibility: SMEs with a minimum of 2 years in operation
Providing funds to businesses that have secured contracts with government agencies, corporations, or GLCs.
📜 Financing Amount: RM50,000 – RM5,000,000
📜 Purpose: Pre-financing for contract execution, materials procurement, labor costs
📜 Eligibility: Businesses with confirmed government or corporate contracts
Enabling businesses involved in import-export, wholesale, and supply chain operations.
🚢 Financing Amount: RM100,000 – RM5,000,000
🚢 Purpose: Letter of Credit, purchase order financing, supplier payments
🚢 Eligibility: Trading businesses and manufacturers
✔️ Malaysian-owned business (51% or more local ownership)
✔️ Registered with SSM (Companies Commission of Malaysia)
✔️ Minimum 1 year of business operation (start-ups considered on a case-by-case basis)
✔️ Good financial standing and repayment capability
✔️ For contract/project financing: Valid contract with a government agency or corporate client
We specialize in strategic asset management to ensure sustainable growth and financial security for our members and stakeholders.
Our programs are designed to empower individuals, businesses, and cooperative members with industry-relevant knowledge, technical expertise, and leadership skills.
We recognize that strategic partnerships are the key to expanding opportunities, enhancing innovation, and driving sustainable economic growth.
We we offer tailored business financing solutions to help businesses expand, sustain operations, and increase profitability.
We offers comprehensive home furnishing and renovation solutions to enhance the comfort, functionality, and aesthetic appeal of your living space.
We actively engages in real estate investment to generate long-term wealth for its members and strengthen financial sustainability
At Koperasi Bandaraya Maju Berhad (KBMB), we are committed to providing affordable, high-quality housing solutions for Malaysians.
We provide affordable and accessible financing solutions to support individuals, entrepreneurs, and small businesses.
We offer tailored business financing solutions to help businesses expand, sustain operations, and increase profitability.